I love the idea of being able to choose how long it takes you to power down, and have thought other incentives should be introduced for holding sp for a while. But I still don't think we should penalise those who choose to take their rewards out after all many users may simply need to withdraw and they shouldn't lose out because of it.
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They aren't necessarily losing out though if they are getting out 1/13th of their investment. That would only be 1 week of lower curation power. It isn't really a penalty that way as 1/13th can be quite a lot.