Man, is it $1M: 6 zeros after 1, then they are really shit coins. I had once 4K LTC, lost them in trading. LTC at $250, it would have been $1M. Like you, I am planning for 20K steem by March. May be in 2 years, each STEEM will be $50, finger crossed. Damn, two years is too long!
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Let's just say that I bought into a lot of ICOs which climbed to ridiculous levels, and then crashed down to almost nothing. There were others that I bought where the company just stole the ether and disappeared.
One of the few coins that I'm still holding onto is Enjin. I still believe in this project. But it really hurt because I bought a couple million coins at between 0.01-0.015 cents. It got all the way up to over 50 cents at the beginning of the year - which made me an instant millionaire; but now it is down to around $0.05 USD. So still a gain, but main did that hurt!