I'm doing mostly 100% lately. I do keep some Steem Dollars, but that's mainly in case I want to spend some on whatever people may be selling here. I've bought some art and music before.
Rewards for comments are still split 50/50, so I get some SBD anyway.
When the price fell to 0.10 I posted 100% and used all my steem dollors to buy steem, now it gone up I'm working on rebuilding my steem dollor pot.