THIS IS NOT FINANCIAL ADVICE: Where do you see yourself in 2 or 3 yrs time? I'm not going anywhere, ill take the lows along with the highs. It may go much much lower but it also get much much higher. I think steem is still undervalued for the services you can use it for.
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I'll be LESS one honking Mortgage freeing up $1K CDN a month. I can stop moonlighting for extra cash only appointment work so I can spend more productive time elsewhere. At least I would have the choice to. That also frees up my Life Insurance premium that covers my Mortgage saving another $112/month. Maybe take up Tae Kwon Do. Until then I'm still slowly accumulating, and I still haven't spent one dime anywhere on my entire crypto portfolio.