It seems that with or without a "contract" (it's not a contract, it's a CORPORATE CHARTER) it's still a Fraudulent and Predatory as ever: Every Banking Act.
The only arrangement that protects the rights of the minority is a Republican form of Government, otherwise known as a Re-Public but as the Pubic has stopped showing up and Governing themselves, others have filled that void and they gave them Citizenship over Independence, Freedom and Sovereignty because people erroneously think that Citizen and Sovereign are the same thing or they could EVER describe the same thing.