This is a superb idea. I really can't think of a downside beyond increased complexity, but as you pointed out we already have witnesses and the fact is, nothing about this system is simple but we are all gradually coming to understand it better. This would be an incredibly powerful means of extracting new value from the biggest whale account and super-charging the appropriate distribution of steem. Brilliant!
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Thanks hope it gets the attention of the people who can do it:)