This part was gold: 'you are still getting paid the same amount of SBD and SP but it is just worth less right now' - something clicked and this made me happy. Understanding the rise and fall of the currency here - and everything inside the wallet has been by far one of the hardest things for me to grasp. I am here to stay! Even when I thought the pre-existing account value you earned during a drop stayed the same during the next high. Does this also mean a drop is the best time to buy steem with sbd? Then power it up?
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Steem at a buck is over 50% of where it a little over a week ago. As long as it doesn't keep dropping, then yes it is a great time to buy if you think it will go up in the future or want more SP. I'm converting all my SBD to SP to help me grow during this time. I appreciate the questions and your feedback. I am glad that something I said clicked for you. That makes me happy.