This is true. It is the old story in every economy. The most powerful 5% have 90% of the wealth. If it wasn't like that, there would be nothing to strive for, and everyone would become lazy and nobody would earn anything. Rarity creates value. You can't pay people with sand.
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Experiences seem to show that people with a basic income, instead of being lazy, are looking to further improve their destiny. Was not this Dan Larimer's project? 95% of people are in "survival" mode.