I think that's a great idea. For a person like you who is a professional and understands that it's a business getting a business loan, it could work well. For others, not so much. I was just reading about some of the people who received large delegations and were found to be selling votes, self-voting, and the like. That's where your Helsing would be needed.
Even if there are obstacles, I appreciate that you keep a positive mindset, don't just hide your head and the sand, and you keep coming up with new ideas for making things better. I hope the powers that be have noticed you. :)
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It would only be available to people that really had a good chance of handling and perhaps with some kind of 'contractual agreement'. We are a blockchain after all, contracts are easy.
Yes, Helsing would combat this.