I am glad you picked this topic up and explained it so that me and others will not only learn from it , but support the comments of others that don't meet the threshold . I and I think others had questions about it and had no where to get the question answered . thanks
building and working as a community is the way to go . Ref: to the 3 bullet points
I think that if people understand it better, they can work out ways where it isn't too restrictive. Glad to help :)