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Gross. You should need a million dollars and to be an accredited investor to buy banker regulation coin, it only makes sense.

I don’t like xrp either, but it is good for optics and adoption...

It only exists to undermine the whole market and destroy the use case while funneling money into lobbying for harsh, stifling regulation. I was just reading an article the other day about how all these new "STO's" I think it was, Security Tokens, that are registered with the SEC under I think it was called Form D, an exception, but that they require investors to be an accredited investor, with either a 1 million dollar net worth or 200k yearly income for several years. I dont see how thats going to improve the market and adoption, it totally destroys anyone who wants to go buy a chocolate bar with their coins. Ripple is the enemy, its the banker regulation coin. Regulation = death for crypto. If anything there will never be mass adoption of Ripple gets their way, we will all be using Monero.