You have 0.395 HBD in your wallet. The HIVE Based Dollar is a crypto currency that HIVE wants to keep pegged to the dollar. The pegging doesn't work all that well. Recently the price of HBD dropped to 80% of the dollar.
You probably want to convert that to HIVE and power up. There is two ways to do this:
The first is to buy HIVE through the internal market. Clicking the link for your 0.395 HBD will bring up the internal market. You simply place a bid to buy HIVE.
Because, the price of HBD dropped, the smart way to convert your HBD to HIVE is to go to your wallet on PeakD. The link for your 0.395HBD has a convert to HIVE option.
Converting to HIVE is a strange process on the blockchain. The process takes 3 1/2 days. The process deletes the HBD. It then creates new HIVE. When the purchase price of HBD is below $1.00, you will get a premium for using the convert process. This is the mechanism that the blockchain uses to peg HBD to the dollar.
NOTE: PeakD is an independent interface to Hive. There are hundreds of services that interface with the Hive blockchain.
If you have not done so already, you will need to create an account with Hive Signer. HiveSigner maintains your keys and lets you access these services without having to give the services your private keys. HiveSigner will ask for your posting and active key. This service is the only service that should ever ask for you keys.
Anyway, the market is a service that lets you trade your HBD for HIVE. The Convert process is a strange that deletes your HBD and creates new HIVE. When the price of HIVE drops, it is better to use the convert to hive option than the market.