I am actually investing in Steem because of fear, since I depend on the U.S. economy for my source of income.
If anything happened to the U.S. economy, or if the United States experienced a more permanent recession than the one it experienced in 2008, I'd be screwed.
So I am buying Steem to hedge the few USD I hold in a bank account, and to offset the risk of a Government debt crisis in the United States (there is already a debt crisis but it isn't being discussed in the mainstream media).
Having said that, my wife doesn't believe in Steem or cryptocurrencies either, so I am just sacrificing for now, and investing what we can afford to on my own.
I'd be curious to know if you hold any other cryptocurrencies besides Steem, @tarazkp. Steem is the only cryptocurrency I am holding, and I am still accumulating.