They are connected indeed, I don't know if it's due to personal expectations or social pressure but people are more willing to go into insane debts they can't possibly afford to pay, furthering them into dependence and for those people expecting a job in the weird field they where encouraged to study well... We surely will have a lot of trouble dealing with this in the following years...
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I think that it is part of the push of consumerism, the drive for profit. The environments are engineered so that people are more predisposed to buying on the future.
Borrowing from the future but eventually someone has to pay.....
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