But from my point of view, it does not bring any benefit to the network. Quite contrary, I'd say.
I quite agree with you. Also people seem not to realize that these 20% apr are actually an added inflation to the hive blockchain. There is no value generated here, it's only redistributed through inflation.
Yep, and that is why an open discussion should arise on this topic. The community should self-govern itself and keep its members informed. We are the community, so we all are responsible for that.
I am glad this post already has over 100 comments :) Good job and great outreach!