RE: What is the appropriate APR for HBD savings according to you ?

[ironshield]

What is according to you an appropriate interest level for HBD?

I think 20% is perfect. Any more and the hype will cause people to sell HIVE, but any less, people may loose interest (pun intended) in blogging and curating to earn HIVE, funding contributions into HBD savings.

There are a number of HIVE investments (like pools) that earn more than 20%. If HIVE were converted into VESTS (Hive Power) it'll earn 3% automatically + curation rewards usually around 7%. So 10% APR just for staking and curating. And currently, if you bought HIVE @0.30 and it goes up to 0.36, you've made your 20% without waiting a year! HBD savings is appealing for it's stability, but HIVE is much more interesting for blogging and curating.

Comments

[ph1102]

but any less, people may loose interest (pun intended)

hehehehe... I like the pun... 😂

Btw. HBD savings APR was around 3% for years, and people were creating content...

And currently, if you bought HIVE @0.30 and it goes up to 0.36, you've made your 20% without waiting a year!

That is something that I like to point out many times! The only issue is that too many HBD dumped on the market devalues HIVE... It will be harder and harder to see HIVE prices higher and higher... Not impossible, but harder...

[liotes]

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