Thanks for stopping by, @dpalash124! :-) If they were on equal footing, then why doesn't the law reflect that? To me it's clear that in this particular case the company has to abide by other laws than normal citizens; if they get money that isn't theirs they don't have to repay it, when we even have to return money we find on the street. Doesn't seem right to me...
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Law's are made to serve the company not the consumer so legally company correct and morally consumer currect