I've heard of tontine in my country too. It's known as "kutu" in Malay and 会 (hui) in Chinese. This practice is illegal and often conducted underground. I grew up in a Chinese triad town and seen worse. Loan sharks will chop up people who are unable to repay their debts. Some people will commit suicide before loan sharks got to them.
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That's harsh... Money lead to extreme behavious.
Let's not import that here if possible :D
Hehe! I thought mafia in Italy are ruthless too.
They kill people by burying them alive in wet cement then use the material for construction XD