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well what i really meant is im still on 1909 and from what i remember reading you need version 2004 or something.

I typed 2004 but looks like it auto corrected on my iPhone. But yes you are right, build 2004.

and I will say you are right on it being released but so far it seems to be a phased roll out. where it may take time for it to reach everyone

Do a forced Windows Update, you should have it.

so far i only found KB4497165 but i still need to restart to install it

That's just an Intel Microcode fix.

Use this link to force an upgrade to 2004.
https://www.microsoft.com/en-us/software-download/windows10

thanks ill do that now

I am about checking if mine suppoets it. Thanks for getting us informed.