Do we know for certain that there is more upside in risk taking? In terms of the stock market, dollar-cost-averaging Index funds tends to work out better for people over time... your attitude in life might work out for you better. Using Hive as an example, you've kept at it consistently instead of chasing every new thing out there... and I'm sure this will work out better for you.
I don't think it is just in the finance area though, as I prepare for the worst in so many situations, even when the downside gain is minimal. It isn't necessarily about being more risk taking, but maybe shifting some energy into looking at the gain opportunities to grow, rather than the loss opportunities to save - does that make sense?
Oh yeah, that totally makes sense. To be honest, I think I'm definitely like you in this way... where my partner who has an incredibly supportive immediate and extended family is constantly (and confidently) trying new things and creating new things. Sometimes I feel like I'm a good balance for her, but other times I feel like I'm kind of the realistic one/dream shooter-downerer.