I don't think it is just in the finance area though, as I prepare for the worst in so many situations, even when the downside gain is minimal. It isn't necessarily about being more risk taking, but maybe shifting some energy into looking at the gain opportunities to grow, rather than the loss opportunities to save - does that make sense?
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Oh yeah, that totally makes sense. To be honest, I think I'm definitely like you in this way... where my partner who has an incredibly supportive immediate and extended family is constantly (and confidently) trying new things and creating new things. Sometimes I feel like I'm a good balance for her, but other times I feel like I'm kind of the realistic one/dream shooter-downerer.