A decade from now we will should be seeing a complete difference impact on banks, I actually doubt if most banks we know today will still exist as a lot can happen in a decade considering the rate of development.
DeFi is still at it's infancy, a revolutionary way of savings account that pays more interest than legacy system, DeFi could be more disruptive than Bitcoin.
Time will tell how it all pans out.
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Some banks will be around but many will alter what they do. They already have evolved to a degree.
The sign will be where thing move in the next 12-18 months. If there is a massive explosion in DeFi services, put a timer on the demise of most of the banks.
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