The whole purpose of Crypto Currencies is to cut out the Middle man! You don't want anybody to be in between you and your wealth! So holding your Cryptos on Exchanges is probably the worst thing you can do!
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If you are holding a wallet you probably be holding on sites like coinbase, zebpay, etc, they are also a kind of middlemen, The only way that you can get direct control is by getting the BITCOIN CORE wallet or ELECTRUM wallet, which is not good as it can be accessed only from one PC/Mobile. and if you lost your Mobile or your PC gets corrupted all your BTC are gone.