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I would stay away personally, been very stagnant for about a month

Is not really blockchain technology, has centralised nodes(altho they are moving towards decentralised...but only on nodes approved by them ) ... Is used by corporate financial institutions to move fiat across borders etc. I doubt it will get much higher than a few hundred dollars.... If that.

Since i know, ripple company dominated hold xrp, i just try to thinking that this is centralized and they can easily to move prize