I'll check out your post. :)
Yes, it may be considered low compared to others, but what is nice is it doesnt vary. This allowed me to make a lot of spreadsheets. If you go to there website, via my link in the video or just googling it, you'll see they do their best to be transparent. It is definitely something to research if you're interested. Let me know if you do have some questions.
I think they'll be around for quite some time. I have other videos about that.