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Yes, this is the one and I agree, it is not very good - I would much rather have 1000 REAL than 10 000 COB - there is simply not enough reason to HODL COB .. discounts and privileges on an exchange will not have wide-enough appeal, and buying tokens from ICOs that they will underwrite appeals to many at this time, but that's part of the soon to be subsiding ICO-fever.