Depends on how the account is made ... like the obvious methods through hive.io. Or you can purchase Account Creation tokens paid with resource credits or 3Hive, then create an account for a friend. I currently have 4 tokens in my account as shown in the PeakD screen capture. I usually buy 2 a month and hold on to them in case a friend or 2 wishes to join up.
I decide how much HIVE and/or HP I send to this account after it's creation. If it was for a friend I'd probably send them 10 HIVE and delegate 100 Hive Power to get them started. I see quite a few new accounts with 0 Hive 0 HP.
That was a really good question!
I did register with the standard free verification procedure and waiting in line something like 2-3 days on Steem/Steemit. Then I had around 15 or 25 delegated SP to get started. Honestly, learning all that crypto stuff was quite challenging, complicated for me. Still not a pro here. But, AFAIK, there is no point to produce accounts with 0 HP, they won't can post/vote/comment anything.
Let's say you run a community, and offer your members (who doesn't have the HIVE or RC) free Hive Accounts for anyone they recruit. You create an account and they join, what is important at this stage, you reserve an account name. How they get started can be decided by anyone really.
Even at 0hp they can still comment, vote, initiate transfers.
BTW ... I love hiveblocks.com