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4 ... I'm perfectly happy taking on 4 years for $4Million

Human nature is always unsatisfied my friend. the 4million's people will try to get 8. The real achievement is to be happy in every condition no matter what would gona be happen.

I agree to an extent. For me $4Million would comfortably open my coffee house without having to stress about losses and from there I could build a passive revenue stream instead of struggling from one payday to the next .