Thanks for the feedback.
Everyones situation is different and some might want to have a share of their portfolio in stables, and park it in some type of yield bearing instrument.
As for the 3rd point, thats totaly the case, I'm poining it out myself as well. Much better it is trustless, but for now we do it like this.
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Definitely true!
1 is my situation, 2 is my preference and 3, it's just the situation as it is, as you idd acknoledged yourself as well. :)