I have been selling HBD into Hive (always) but now with the intent to start buying HBD back for staking. Of course, it could be higher than 7% and was looking closer to 15. 12? That puts it on Par with something like Travala (AVA) staking rewards.
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I'm sure with HF25 where interest is only paid out to HBD in savings, more witnesses will be willing to go higher. I am going to 12% personally.
12 I think is a nice number as like @pfunk said below, double digits looks more enticing but it isn't a 10, plus it fits nicely with the months of the year. I am looking forward to seeing if people will keep more of their earnings on here with this change.
My reasoning for 12% once we fork is because of nexo. They offer 12% in stable coins and we can match that.
I forgot that Travala has dropped theirs to 8% now (it was 24 at one point). I think the APR is a good lure, but at the end of the day, what will add long-term value is compelling utility.