That sounds fine to me and I agree it should be staked only that earns. However don't make it so that HBD takes 3 freakin months to unstake as well lol 3 days is plenty long enough for HBD and is pretty much the standard for most cryptos. Making it too long would just kill it for me and I'm sure many others.
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I haven't heard anyone suggest increasing the unstaking time for HBD, so don't worry about that :-)