The Grim Reaper is a reward card and I have been collecting it leveling it up ever since it was released needing 3 more cards to get it to level 5 (which is my personal maximum level). I honestly have never used this card before since I see very few situations where it is optimal. I guess when the game rule is that no sneak or snipe is allowed with the opponent is likely to be playing a Lord Arianthus, the Level 5+ Grim Reaper might be a match-winning card. 4 Health for 6 mana is just way too vulnerable for this card to be any good.
I played the match with the Grim Reaper on the 2nd accounts since I'm still fighting for a top 30 spot with my main account not willing to screw that up by having to play sub-optimal. The game rules no Armor and Melee attack allowed from any position, I opened with the Golden Furious Chicken to absorb some initial damage. My real 1st-place tank was the Haunted Spirit followed by the Sand Worm to do some serious Sneak damage since it can't be blocked by armor. I included the Fallen Specter to completely silence the opponent in case too many melee cards were played. Both the Grim Reaper and Twisted Jester are a good backline to do some serious damage and possibly prevent the opponent to heal.
It turned out into an easy win against a low-level opponent which I guess have gotten used to. Even though I like most games to be a close call, I guess in reality this will never really be the case especially when sticking to a lower league to fight for the League leaderboard. right now it's roughly 1 in 8 matches where you really can make a difference outplaying an opponent with a couple of those being won or lost making an entire season unless you are really willing to grind it out with a crazy amount of games.
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Important: Treat games in the first place as games and not as investment opportunities, Splinterlands allows you to earn some money and get good returns but you are much better off flipping burgers in Mcdonalds when looking at the money earned for the time invested. Investing also comes with a risk of card values going down.