Sorry for the delay.
I started out with Maple Leafs back in 2014 and at the time the premiums were much lower than today. They are Legal Tender, recognized by banks and financial institutions being backed by the RCM and therefore very liquid and less hassle in Canada.
The next best option would generic silver, lower price but may be subject to some Buyer scrutiny.
Sometime the Retailers would have deals of Legal Tender coins selling at decent prices compared with generic.
Stay away from Numismatic and semi-numismatic.
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I just looked up numismatic and I will stay away from that. I think the ones I have, are all numismatic. I just find it weird that a coin containing an ounce of silver can be a $2 or $5 coin. I think I will probably buy some generic silver as well as some Canadian coins. I heard there is a card and collectibles shop in town that sells coins so I will check it out tomorrow when we go in. I imagine the prices will be high because it's an oilfield town but you never know. I will check the pawn shops too. If nothing else it will let me know if I am getting a deal online.