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Unless someone can build a strong case against it, I'd say throw it in next round.

A use case for savings is to keep it in delayed access in-case credentials are somehow gained by other parties. Is there another use case?

That 7% just sitting there for the taking might be interesting to some.

The feature does make the savings dollars a little more liquid in that in order to add this feature it would otherwise need 6 days rather than three.

Very good idea !!!!!

It'll come in handy.