Yeah I get that, the mind shift from growing to protection is a difficult switch and one we normally only have to make later in life, you should definitely look at finding new forms of cash flow like dividend-paying stocks, something you can own that pays you to own it is always a winner in my book
Well, I'm now up to 35% net worth in crypto, I am still buying in every day but at much lower levels, will look to deleverage once I hit my price targets. I'd say I am about 25% of my retirement goal right now, still a long way to go for me