It's a tough time right now honestly. If you aren't putting in outside money and you aren't lucky enough to be making decent rewards, that 250 per month can seem a bit too far out of reach. I empathize with you. I think you will find the right mix for you. Just as long as you keep building. Eventually things will flip around.
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Yeah it are weird times indeed. But like you say, I saw it change half way last year, so just keep going see if it changes again.