It's an interesting debate but I do agree that having choice is a good thing. I think crypto is a valid future and it allows us to get out of the system. However, I do think that things will be rough because people are resistant to change. It reminds of how people hate being told what to do but they do what they are told a lot (especially when you have a job).
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That was exactly what Eric said when some of the other two guys asked him why people are not adopting crypto as fast as they should... it's simple... it's HABIT... You change habits very hard, and very slowly...
This debate shows exactly that, where 2 tradfi guys can't open their minds that something else can co-exist with the system that is perfect in their view...