You have it well sossed my friend. I think that sums it up really well. Luxury is being able to dictate what you do, when you do it and having the means and perseverance to do it. The older I get the better I am at doing just that, and these days I feel that I make my life work for me and my family rather than letting life dictate to me.
To be honest though I had to work hard to get to this point
Thank you.
I too feel that the older I get, the more clearly I see what is important, if only current me could talk to past me and improve the life of future me.
LOL