Part 9/16:
As AI adoption accelerates, insurance companies are hesitating to cover AI-related errors. Policies increasingly exclude losses caused by AI bots, citing the difficulty in underestimating risks and accountability. This reluctance reflects concerns about mistakes made at scale—like misdiagnoses in healthcare or errors in autonomous vehicles—potentially leading to costly claims.
Experts warn that without clear liability frameworks and regulatory standards, insurers will remain cautious, limiting AI deployment in critical fields such as finance and healthcare. The tension between innovation and risk mitigation raises questions about how society can balance technological progress with consumer protection.