Indeed we are still lacking the ownership mindset which crypto gave us, but I think we are on track with getting there. Truly I can appreciate Hive rewards which I mostly power up as I understand the importance of the vote that I can cast after and the influence that it brings. In the same time I find HBD a pretty cool financial instrument, wished more cases were developed on it.
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The potential for HBD is enormous.
It is Hive's Trojan Horse.