I'd politely like to differ because it is worth noting that all these things you mentioned as an example of money not being everything, are actually achievable ONLY with money.
Recently I saw on different occasions, where an elderly lady was held hostage at a hospital for over a year. What actually happened was that her daughter birthed in that hospital and died in the process. The baby was saved but then the father was nowhere to be found and the deceased lady's mother being the elderly lady was struggling, and could barely make ends meet.
According to the story, the hospital held them captive and refused to grant both the grandmother and the child freedom until all their bills were sorted. It was the government of the state that came to their rescue, clearing all Bills and granting them freedom.
Talking about securing a dream job, these can only be achievable from investing richly in education, and it cost money. I use to always tell people, Nigeria is challenging alright, but it gets really hard if one has no solid educational background.
Notably, you raised really valid points to support your arguments of which I quite agree. But then again in the grand scheme of things money is everything because I doubt there is ever any happiness from a place of lack.
I hear you my friend. That said, I think the balance is recognizing that while money is essential for survival and opportunities, it isn’t the source of joy on its own. It creates the foundation, the freedom, the security, the choices that allow love, health, and happiness to grow.