I'm the same as you. I don't rely on Hive and it's a hobby for me so like you I just power up what I earn and put the liquid Hive into Splinterlands. The community are smart. The fact that we are decentralised is nearly a massive experiment but I am finding greed always comes through in these systems. Steem was a shitshow but its not all rainbows and sunshine here. I read a post the other day where there was a DHF proposal where someone published a proposal where they earn an amount of HBD per day to fund a dummy project which returns the HBD after 1 year. The project is a front. This HBD is put straight into savings earning 20%. At end of year the HBD is given back and the interest earned is pocketed. There's another project paying to have a rally car wrapped in the Hive logo. We didn't just pay for the marketing but we paid for the entire car which is around $50,000 converting from Hive. I fear with all Hive going to Binance we mightn't be around in 10 years. That would be my main concern about investing more in the community.
Wherever you find humans you will find a wide variety of behaviours.
Hive is indeed a very large social, political and economic experiment that is live 24/7.
The community is self policing so anything that is considered unfair is usually found out eventually.
What can be done about this unfair behaviour?
That's another question.