The SBI concept is awesome indeed. It doesn't pay a crazy APR or anything, in fact I think it was proven to be slightly less valuable in the long run than keeping the Hive and powering it up but it's symbolic to me as a way to help others out and a kind gesture that I want people to also do for other users one day, be them new or just someone who deserves it. That to me is worth the extra cost!
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Agreed. I like supporting the various concepts growing on the blockchain, and if they’re kicking a little something back, just an added bonus!