I have to agree about not making financially wise decisions when we are younger that benefit us when we are older. Although I made many decisions then that have benefited us now, there are also many that bit us in the ass. We would have been much better off if we would have saved more, spent less on BS, and invested better.
All that stuff that seemed important to buy at the time, was useless!
it sure was and I look around we don't have any of it now either.