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I'm doing both. Stacking is 4 % for BTC to up to 10 % for stable coins. But the 30 % dividend is spread to Nexo coin holders and you need verification and a minimum amount of tokens is required. The whales collect that I guess.

Okay cool, 4% is not bad just for staking.

Sad that its only the whale you can get those dividends x) Its not like they need it.