Okay cool, but why should everyone participate in the decision-making process?
Even in a democracy only registered voters can vote, and nobody actually gets to decide anything except for the people that actually get elected.
This idea that everyone should have their voice heard because that's the 'fair' way of doing it is absurd. Who's opinion matters more? Someone who just got here or someone that's been building their reputation for the last half a decade or more? Why would we trust novices and people who know nothing about a topic to forge an opinion and make a decision on that topic just as well as a seasoned expert? That's a recipe for disaster. No thanks. Direct democracy is not a thing, nor should it be for these exact reasons.
There's also a question of who's going to organize all this infrastructure you're talking about. Do we just expect volunteers to jump in and do all the work for free? People love to say what needs to get done but very few of them are actually willing to put in the work to make it happen.
When people say direct democracy, they think everything should be voted on etc. ie. a pure direct democracy. This is not something feasible.
But for example Switzerland gives her people a right to vote on specific issues and many other ways to change the country's laws by people. Which is not a pure direct democracy, but has many tools that allow for a direct democracy.
A pure form of direct democracy would just result on a tyranny of the majority.
You know now that you mention it the idea I have for my own token would allow users to tweak something like interest rates directly with governance votes... lol... so perhaps I'm just being a massive contrarian these days just for the sake of disagreement.