No problem at all! Yeah, I know what you mean. Sometimes you really have to go searching for the up-and-coming small cap gems. Many of them aren't on the radar of the mainstream yet.
I'm a conservative investor at heart too but learned you have to throw off those shackles until you build up enough reserves to be conservative. The financial advice given to the mainstream keeps them poor and in debt. You have a good head on your shoulders, paying off debt should be the #1 priority. This gives you an incredible advantage in life.