This seems like something substantial, if it delivers. Free market power, how crypto was meant to be. There are ways it could go wrong or be abused, but that's the free market for you, it's a bit dangerous and there are risks to be measured and calculated. It it works it would be a big boost of added functionality. I hope it doesn't require smart devices, bank accounts, or government ID.... that's the technocratic nightmare we're trying to avoid. I hope it keeps things as free as possible.