yea, they're not.
judge said.. XRP token itself is not a security, but the transactions and schemes around trading it need to discuss.
The Judge: "XRP, as a digital token, is not in and of itself a contract, transaction,
(1/2)
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or scheme that embodies the Howey requirements of an investment contract.
Rather, the Court examines the totality of circumstances surrounding Defendants’ different transactions and schemes involving the sale and distribution of XRP. 2/2