I have no rental Income since I need my cards for their collection power. However I want to build my SPS so that after the airdrop I can reinvest them into cards again. It's a slower process for me.
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It's slow but getting enough power so you can get rewards should be a priority. At least that way you can at least still grow. However eventually you might get some leftover cards to rent out and start a new source of passive income.
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You're definitely right, however, money helps to make these decisions better. I believe I'm getting there.
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